Tom Tepe Autocenter & Car Country Blogs

Step-By-Step: How To Get A Car Loan

To apply for a car loan, check your credit score, set a budget and down payment, gather your ID, proof of income, and proof of address, then get pre-approved. Next, compare APR and loan terms and sign your contract. Most auto loans run 36 to 72 months, and pre-approval shows exactly what you can borrow.